How to File Your Canadian Taxes While Living Overseas

Living abroad doesn’t mean you can forget about your Canadian taxes. Whether you’re sipping espresso in Italy, working remotely from Dubai, or teaching English in Japan, the Canada Revenue Agency (CRA) still wants to hear from you, at least once a year.

The challenge? Filing from outside Canada comes with unique steps, forms, and potential pitfalls. At Accounting Montreal, we help Canadian expats file stress-free, no matter where in the world they call home.

Who Needs to File from Abroad?

You may need to file a Canadian tax return if:

  • You are a factual resident and report worldwide income
  • You are a non-resident but earned certain Canadian-sourced income (like rent, investments, or business revenue)
  • You are a deemed resident meeting specific CRA criteria

Tip: Even non-residents may need to file to claim refunds or benefits they’re entitled to.

Step-by-Step: Filing Taxes from Overseas

1. Determine Your Residency Status First

Your filing obligations depend on whether you are considered a resident, non-resident, or deemed resident. (Read: Canadian Expat Residency Rules).

2. Gather All Necessary Documents

  • T-slips (T4, T5, T3, etc.)
  • Records of foreign income
  • Rental property statements (if applicable)
  • RRSP/TFSA contribution or withdrawal records
  • Any CRA correspondence

3. Choose Your Filing Method

  • CRA My Account: File electronically from anywhere in the world
  • Certified Tax Software: Many support non-resident filing
  • Mail: Send your paper return to the CRA’s International Tax Office

4. Report Foreign Income Correctly

All amounts must be converted to Canadian dollars using the Bank of Canada’s annual exchange rate for the year in question.

5. Claim Foreign Tax Credits

If you’ve paid tax abroad, Canada’s tax treaties may allow you to claim credits to avoid double taxation.

Deadlines to Remember

  • April 30: General filing deadline for individuals
  • June 15: Deadline for self-employed individuals (tax still due April 30)
  • Penalties apply if you file late and owe taxes, even from abroad.

Reference: CRA – International and non-resident taxes

Common Pitfalls to Avoid

  1. Forgetting to convert foreign income properly
  2. Missing deadlines because of time zone differences
  3. Not claiming tax treaty benefits
  4. Overlooking the departure tax if you changed residency mid-year

Why Use a Professional for Expat Filing?

At Accounting Montreal, we:

  • File directly with the CRA on your behalf
  • Handle currency conversions
  • Maximize credits and deductions
  • Keep your filings compliant with both Canadian and foreign tax rules

Filing your Canadian taxes from abroad doesn’t have to be complicated. The right guidance ensures compliance, maximizes refunds, and avoids costly errors.

Contact Accounting Montreal today for a stress-free, remote tax filing service tailored for Canadian expats.

PREVIOUS < Canadian Expat Residency Rules: How Your Status Affects Your Taxes

NEXT > Departure Tax in Canada: What You Need to Know Before Moving Abroad